• For bills that you do not pay monthly but quarterly or annually, divide them out and put away an equal amount every month so when the bill comes due you will not bust your budget.
• Remember to budget for things such as Christmas, Vacation, Birthdays, car maintenance, clothing, etc. Put away some every month and designate it.
• For the first few months keep your reciepts and keep track of what you spend and which category to which it belongs. This will help you determine if one category in your budget is too big or maybe too small. Make adjustments.
• Always, Always, Always balance your checkbook!

Labels: financial